08-Mar-2026

07-Mar-2026

GROUP HEALTH INSURANCE SCHEME:
CASHLESS ANYWHERE FACILITY:
Cashless treatment is available even at non-network hospitals.
The insured person may seek treatment at any hospital, provided it meets the definition and criteria specified in the policy.
In case of planned admission, kindly intimate at least 48 hours in advance of the proposed date of admission.
SUM INSURED - TOP-UP FACILITY:
SNPWA is exploring the introduction of a Group Top-Up Health Insurance Scheme for members of the SNPWA Health Insurance Scheme as well as other interested SNPWA members. The feasibility of this proposal has been worked out, subject to a minimum participation of 500 members.
This facility will also be extended exclusively to SNPWA members, who are not part of the SNPWA Group Health Insurance Scheme, apart from all members of the SNPWA Health Insurance Scheme.
Key Advantages:
No medical tests or doctor's certification will be asked for.
No three-year waiting period for coverage of pre-existing diseases and certain other ailments that are normally excluded during the first three years.
Floater coverage will be available for the ex-employee and spouse.
Members who are interested may kindly register their consent by sending a WhatsApp message to 8893093088 / 9947720008.
For any further clarification, please contact: 8893093088 / 9947720008.

07-Mar-2026

GROUP HEALTH INSURANCE SCHEME:
Dear Friends,
We are delighted to share a piece of very encouraging news with all our members.
Despite the claim ratio crossing 105% , and the lowest quotation received was 120%, the situation appeared extremely challenging.
However, after relentless discussions and marathon negotiations, we were able to successfully bring the premium down and retain the same premium as last year. This is indeed a remarkable achievement and a huge relief for all our members.
This success did not come easily. It was the result of sincere efforts, goodwill, and cooperation from several well-wishers who stood with us during this demanding process.
We place on record our deep sense of gratitude to the GM of National Insurance Company, the Regional Manager of NIA Kerala, the senior officers of NIA Ernakulam, Sri Sabarinath, Director / Securus and our own dear Shri Ram, Senior Manager / Securus
Their understanding, patience, and support made this possible. We remain profoundly grateful to each of them.
The next step now moves to the technical side. The matter has been handed over to our IT Team , who will commence their work from Monday . If everything proceeds as planned, we expect to open the enrollment process by Thursday.
We request all our members to extend their whole-hearted cooperation , as always, so that the process can be completed smoothly and efficiently.
Together, with unity and mutual trust, we continue to move forward — protecting the interests and welfare of every member.
With warm regards and best wishes to all.
K. D. Sebastian
CHQ President.
View PREMIUM RATES FOR THE PERIOD 2026-2027.

05-Mar-2026

Government mounts deadliest attack on Pensioners of BSNL/MTNL. Stoppage of DR for Pensioners of BSNL/ MTNL.
Dear Comrades,
Please go through the last para of the aforesaid order of DPE regarding grant of IDA to working employees of CPSEs. For the first time, It is distinctly mentioned that concerned Ministries will now onwards decide payment of IDA to employees of CPSEs, depending upon, among other things on, Financial Implications for CPSEs. The decision to extend IDA will now exclusively rest with the concerned Administrative Ministry/ Department.
What does it mean- payment of IDA has been linked to profitability of CPSEs.
What is its implication for Pensioners of BSNL/ MTNL - Discretion to extend IDA to employees of BSNL/ MTNL rests exclusively with DOT and so does payment of DR for Pensioners also depend upon decision of DOT.
What does it mean- it means all out efforts are being made to stop DR to Pensioners of BSNL/ MTNL. Once IDA is not extended to working employees of BSNL/ MTNL by DOT, DR also will not be extended to BSNL/ MTNL Pensioners.
DO you get it?

View DPE IDA enhancement order copy.

05-Mar-2026

BSNL VRS Retirees Absorbed From DoT Entitled To Leave Encashment Tax Exemption: Kerala High Court....View News Report.
Historical Judgment of Kerala High Court granting exemption to VRS Absorbed From DOT to Leave Encashment Tax Exemption.
This Judgment of Ernakulam High Court is in response to the Writ Petition filed, under Article 226, by SNPWA challenging the decision of BSNL/ DOT to impose Income Tax on VRS 2019 on Leave Earned by them in BSNL.
Significantly, the Judgment of Ernakulam High Court also quashed Sub Rule 4 of Rule 37( A) of CCS Pension Rules, 2023, which, says that BSNL/ MTNL Absorbees, consequent upon their absorption in BSNL/ MTNL, cease to be Central Govt. Employees.
This Provision is being arbitrarily advocated by U.O.I in Delhi High Court where it has challenged decision of the PB CAT ND granting Pension Revision to BSNL/ MTNL Absorbees wef 1.1.2017 at par with Central Government Pensioners in terms of the Recommendations of the 7th CPC.
View Livelawbiz.com News